Controlled cost
Fixed 3 % rate: the payment drops cleanly into your forecast.
For the self-employed
Professional loan
Equipment, premises and working capital for your day-to-day trade.
The professional loan is for sole traders, professionals, craft businesses and small firms. It funds what you need to keep the work moving, on a schedule built for income that is not the same every month.
How it works
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1
Cost the need
A quote or a detailed estimate is enough to start.
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2
Set the term
Ideally matched to the working life of the equipment financed.
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3
Gather documents
Proof of trading, latest accounts or income statement.
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4
Receive the funds
Into the business account, in one payment or in tranches.
What speaks for it
Cash left intact
Your reserves stay available for day-to-day trading.
Built to your rhythm
Term and payment matched to your order book.
Open to young firms
We look at the project, not only the accounting history.
Put figures to your project
€1 000
€500 000
12 months
120 months
Estimated monthly payment
€449.22
- Amount requested
- €25 000
- Term
- 60 months
- Interest rate
- 3 % fixed
- Estimated interest
- €1 953.04
- Estimated total cost
- €26 953.04
Indicative estimate based on a fixed rate of 3 %. This is not a loan offer.
Common questions
How quickly will I get an answer?
Within two working days as a rule. If your project needs a closer look, we tell you within that same window how much longer it will take — you are never left without news.
Does the request cost anything?
No. The request, the review and the conversation are free. If any charges were to arise under a contract, they would be set out in writing before you sign anything.
Does the rate really stay at 3 %?
Yes, whatever the term and for the whole term. What changes with the term is the size of the payment and the total interest — not the rate.
What documents do I need?
For an individual: identity document, proof of income and three months of bank statements. For a company, add the current figures. We ask for nothing we do not genuinely need.
Can I repay early?
Yes, at any time, on the terms the law provides. Repaying early lowers the total interest, because fewer months are charged.
What happens to my data?
It is used solely to assess your request and passed to no third party. Requests that go no further are deleted after six months. The full detail is in the privacy policy.
Ready to talk about your project?
Send us your request, or call if you would rather speak to someone.