Fixed payment
The 3 % rate does not move. Your budget is predictable from day one.
For individuals
Personal loan
Carry out a personal project without dipping into your savings.
The personal loan is the simplest form of financing: a fixed amount, a fixed term, a fixed monthly payment. You do not have to account for every euro — naming the project and showing the payment is affordable is enough.
How it works
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1
Set the amount
Between €1,000 and €100,000, depending on the project and your capacity to repay.
-
2
Choose the term
From 12 to 120 months. A longer term means a smaller payment and a higher total cost.
-
3
Gather documents
Identity document, proof of income and three months of bank statements.
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4
Receive the funds
After signing the contract and once the statutory withdrawal period has passed.
What speaks for it
Free use
No receipt required for each individual expense.
Early repayment
Possible at any time, on the terms the law provides.
A stated deadline
First response within two working days.
Put figures to your project
€1 000
€500 000
12 months
120 months
Estimated monthly payment
€449.22
- Amount requested
- €25 000
- Term
- 60 months
- Interest rate
- 3 % fixed
- Estimated interest
- €1 953.04
- Estimated total cost
- €26 953.04
Indicative estimate based on a fixed rate of 3 %. This is not a loan offer.
Common questions
How quickly will I get an answer?
Within two working days as a rule. If your project needs a closer look, we tell you within that same window how much longer it will take — you are never left without news.
Does the request cost anything?
No. The request, the review and the conversation are free. If any charges were to arise under a contract, they would be set out in writing before you sign anything.
Does the rate really stay at 3 %?
Yes, whatever the term and for the whole term. What changes with the term is the size of the payment and the total interest — not the rate.
What documents do I need?
For an individual: identity document, proof of income and three months of bank statements. For a company, add the current figures. We ask for nothing we do not genuinely need.
Can I repay early?
Yes, at any time, on the terms the law provides. Repaying early lowers the total interest, because fewer months are charged.
What happens to my data?
It is used solely to assess your request and passed to no third party. Requests that go no further are deleted after six months. The full detail is in the privacy policy.
Ready to talk about your project?
Send us your request, or call if you would rather speak to someone.