No dilution
You give up no shares and keep full decision-making power.
For companies
Business loan
Fund growth without giving away equity.
The business loan is for projects that move a company up a level: a second site, an acquisition, a team that grows. Debt rather than equity — you keep control of your company.
How it works
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1
Present the project
A short description, the use of funds and the expected effect.
-
2
Look at the numbers
We review turnover, margin and debt service capacity together.
-
3
Build the structure
Amount, term and, where useful, an initial capital-repayment holiday.
-
4
Receive the funds
In one payment or staged against project progress.
What speaks for it
Predictable cost
Fixed 3 % rate across the whole term.
Adjustable structure
A repayment holiday is possible where the project needs time to start.
A direct line
One contact for the whole file, from first conversation to drawdown.
Put figures to your project
€1 000
€500 000
12 months
120 months
Estimated monthly payment
€449.22
- Amount requested
- €25 000
- Term
- 60 months
- Interest rate
- 3 % fixed
- Estimated interest
- €1 953.04
- Estimated total cost
- €26 953.04
Indicative estimate based on a fixed rate of 3 %. This is not a loan offer.
Common questions
How quickly will I get an answer?
Within two working days as a rule. If your project needs a closer look, we tell you within that same window how much longer it will take — you are never left without news.
Does the request cost anything?
No. The request, the review and the conversation are free. If any charges were to arise under a contract, they would be set out in writing before you sign anything.
Does the rate really stay at 3 %?
Yes, whatever the term and for the whole term. What changes with the term is the size of the payment and the total interest — not the rate.
What documents do I need?
For an individual: identity document, proof of income and three months of bank statements. For a company, add the current figures. We ask for nothing we do not genuinely need.
Can I repay early?
Yes, at any time, on the terms the law provides. Repaying early lowers the total interest, because fewer months are charged.
What happens to my data?
It is used solely to assess your request and passed to no third party. Requests that go no further are deleted after six months. The full detail is in the privacy policy.
Ready to talk about your project?
Send us your request, or call if you would rather speak to someone.