One fixed rate
The rate is 3 % and does not move for the whole term. Your payment is known from day one.
Financing partner
Your project deserves a clear answer.
A home, a vehicle, stock, expansion — we review your request personally and come back with a reasoned answer. Fixed rate of 3 %, whatever the term.
Request in three steps. No cost, no obligation.
3 %
Fixed rate
48 h
First response
120
Months maximum term
11
Countries across Europe
Why VITIS GROUPE
Financing is a matter of trust. That is why we hold to three simple commitments.
One contact
Your request is reviewed by a person who knows your file. No call centre, no passing you from one department to another.
A straight answer
We say what is possible and what is not, and explain why. Even a refusal reaches you quickly and with reasons.
What we offer
Four routes to financing, each designed for a specific situation.
How it works
Four steps, from the first click to the funds arriving.
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1
Calculate
Enter an amount and a term, and the estimated monthly payment appears straight away.
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2
Apply
Fill in the three-step form. The figures from the calculator carry over automatically.
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3
Review
We assess your file and come back to you, usually within two working days.
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4
Complete
Once the terms are agreed together, you receive the contract to sign.
Put figures to your project
Move the amount and the term: the payment updates instantly. If the result suits you, we carry every figure into your request.
€1 000
€500 000
12 months
120 months
Estimated monthly payment
€449.22
- Amount requested
- €25 000
- Term
- 60 months
- Interest rate
- 3 % fixed
- Estimated interest
- €1 953.04
- Estimated total cost
- €26 953.04
Indicative estimate based on a fixed rate of 3 %. This is not a loan offer.
Common questions
The points that come up most often before a request.
How quickly will I get an answer?
Within two working days as a rule. If your project needs a closer look, we tell you within that same window how much longer it will take — you are never left without news.
Does the request cost anything?
No. The request, the review and the conversation are free. If any charges were to arise under a contract, they would be set out in writing before you sign anything.
Does the rate really stay at 3 %?
Yes, whatever the term and for the whole term. What changes with the term is the size of the payment and the total interest — not the rate.
What documents do I need?
For an individual: identity document, proof of income and three months of bank statements. For a company, add the current figures. We ask for nothing we do not genuinely need.
Can I repay early?
Yes, at any time, on the terms the law provides. Repaying early lowers the total interest, because fewer months are charged.
What happens to my data?
It is used solely to assess your request and passed to no third party. Requests that go no further are deleted after six months. The full detail is in the privacy policy.
Ready to talk about your project?
Send us your request, or call if you would rather speak to someone.